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Our Current Plan – 2009

So it is not generally recommended that a blog specifically focus on the blogger. Especially a blog that is just getting started. You don’t want to hear about me, and I get that.  But I do want to talk about our current financial plan, not necessarily because it is about me and my family, but [...]

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Life Insurance Policies on Employees Benefit Executives

Wall Street Journal recently had an article on how life insurance policies were being placed on employees by a number of companies in order to help fund executive pensions. I also mentioned this briefly in a post describing why we are moving away from Chase as our primary bank (Voting with Dollars: Banking). The article [...]

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Voting with Dollars: Credit Bureaus

This is my second “Voting with Dollars” post. The first post covered Banking.  When it comes to money and specifically in a capitalist or moderately capitalist society, our actions speak volumes. For instance, we want better service when banking and higher interest rates from our banks, but the vast majority of people continue to use [...]

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Finding Credit Card Fraud

I was reading a blog article on Free from Broke (http://freefrombroke.com/2009/05/receipts-prevent-credit-card-fraud.html) that identifies the importance of watching your credit card statements closely. Credit cards can become a bit of a vicious cycle, not only from a debt perspective, but even from a tracking perspective. Just having a credit card makes it easier to spend, and [...]

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Student Credit Card Statistics

As a follow up to my Credit Card Accountability, Responsibility, and Disclosure Act (Credit CARD Act) post, I wanted to provide some additional information on the topic.  For instance, I stated in the article that I just cannot understand students falling for the “free hats.”  That is a bit of exaggeration because I know it [...]

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