Elusive Wealth

I am a firm believer in voting with your money versus having Congress enact laws to protect us. I admit that voting with dollars is not always enough, but it can be very effective. For our own economic health as a country, I do believe that letting the market drive products is the way to [...]

On May 22nd, President Obama signed the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act.  What a cute acronym! Forgiving the acronym, I wanted to discuss what this Act does and what I like / dislike about it.  Below are some of the major provisions of this Act. The description of the Act are in [...]

I found a site recently that I find interesting, called AcademicEarth. It has a number of recorded college lectures on a variety of subjects.  For example, here is a sampling of the 17 subjects available: Astronomy Biology Chemistry Computer Science Economics Engineering Entrepreneurship History Mathematics Physics Political Science What I find fascinating about the site [...]

A few days ago we received a correspondence audit letter from the IRS.  My wife, who generally does not get involved in filing our taxes, knew instantly that the large envelope from the IRS was likely not a good thing. A correspondence audit though is the least daunting of the types of audit. Usually this [...]

First of all, thank you for visiting this site!  Things are just getting started here, but I hope to provide regular commentary, stories, and discussion on personal finance and consumer related topics. The downturn in the economy has certainly spurred a lot of interest in personal finance.  Not long before the downturn, my family became [...]