Elusive Wealth

One of the topics I would like to cover over the coming weeks is wealth and income distribution. There are several reasons why I want to cover it, first and foremost I think it is relevant to many people. There is concern about the shrinking middle class, increasing poverty and rising health costs. I want [...]

OK, there are no sure things, but I think this comes about as close as it gets.  If you’ve been thinking about buying a house, are in a good credit position and haven’t owned a house in the last 3 years, then now’s the time to DO IT! If you’ve been paying attention, you know [...]

Recently on Consumerism Commentary, Flexo posted about the upcoming discontinuation of Microsoft Money.  First and foremost, this was a great post and important information for consumers of either Money, Quicken, or one of the similar on-line options. Unfortunately on the desktop, Quicken will no longer have significant competition (unless you like the free alternative, GNUCash). [...]

Many look at the current economic conditions to point out that Capitalism is failing us. They say that capitalism has taken away so much of our wealth. The reality though?  Capitalism has merely taken a small portion away of the vast wealth that Capitalism provided in the first place. Sure, it does not seem like [...]

Sometimes the seemingly most complex problems can be analyzed fairly simply by applying some simple statistics and a little guesswork.  Since this blog is about personal finance I’ll use a financial example, but the process can be applied to many everyday decisions. (I recently decided the most cost effective periodontal treatment I should choose based [...]