Elusive Wealth

As a follow on to Tom’s post about security, let’s look again at the weakest link in your security – You… and the little scraps of paper that contain your user names and passwords. As noted earlier in this forum, accumulating wealth can be quite simple: buy a lottery ticket, get lucky, voila! you’re wealthy. [...]

If you’re like me, you’ve been conditioned to be at least a little suspicious when you’re approached by a salesperson in a retail store.  You KNOW they’re going to try to sell you something.  However, you may not always understand what it is they are trying to sell! In a Target, Wal-Mart or Macy’s, you’ve [...]

OK, there are no sure things, but I think this comes about as close as it gets.  If you’ve been thinking about buying a house, are in a good credit position and haven’t owned a house in the last 3 years, then now’s the time to DO IT! If you’ve been paying attention, you know [...]

Sometimes the seemingly most complex problems can be analyzed fairly simply by applying some simple statistics and a little guesswork.  Since this blog is about personal finance I’ll use a financial example, but the process can be applied to many everyday decisions. (I recently decided the most cost effective periodontal treatment I should choose based [...]